The role money plays in everyday life

The role money plays in everyday life Although money plays an important role in everyday life, it takes away the value of being warm and compassionate towards others. We all have a different outlook on money. Some can be mature when handling money by saving for the future or a rainy day, while others believe spending it at the moment it touches their hand while saying, you cant take it with you. How important is money to you? But, if you believe you will have money then you will, if you believe you wont, then you wont have it. Its all about having great motivation and the right attitude in seeking it ambitiously. By not having a positive attitude towards obtaining money, you will ignore the opportunities that are brought to you which may cause you to lose out on money. However, you can begin to attain money in many ways by having being positive and having an open mind about it. Try not having a negative attitude about having money, this way it wont be so hard to attain it. You cannot attract something that deep in your h eart you despise. This is a most common attitude for many people. They desire money, but their attitude is negative and therefore repellent. If you want to attract money, you have first to get rid of all negative thoughts and attitude about it. A habit of many years has to change. (Attitude Towards Money and How to Change it, 2008) Do you make money your first priortiy or is it less important? What is your attitude about money? Most people tend to think that being into the latest fashion is important or going with the most popular items in entertainment is important rather than saving. For instance, I have a family member who seems to be constantly struggling to make ends meet, but once he gets a large amount of money what does he do, he spends it all on material things that have no value. He should learn how to save for a rainy day; eventually they do come back around. When you think positive about money, the outcome is a great one. When thinking negatively about money the outcome can and may leave you destitute. Your thoughts about money can soon become a reality. So keep an open mind about having money. Money is an important part of life, it affects us in all areas of our lives either directly or indirectly. Money affects our relationships, our career choices, education and so on, but what is even more of importance is our attitude towards money. How do you feel about money, what thoughts come to mind wh en you think about money, how do you use money and most importantly why do you have the attitude? This is not so much about how important money is to you, but more about the underlying reason and emotions about money. (Money Attitude Your Money Psychology, 2009). Read more: http://www.dummies.com/how-to/content/examining-your-attitudes-about-managing-money.html#ixzz1JLPkZxUw http://www.successconsciousness.com/blog/affirmations/attitude-toward-money-and-how-to-change-it/, Remez Sasson, dec 09, 2008, Attitude Toward Money and How to Change It Money Attitude Your Money Psychology Money Attitude Your Money Psychology by Ray on October 14, 2009 What is Money Attitude? We have believes and attitudes about everything of importance to us, we have an attitude towards religion, war, fashion etc. and of course we also have an attitude towards money. Money attitude is your beliefs about money; what does money mean to you, what does it represent? How do you feel about money? How much does money influence your non-financial decisions? Money attitude is your way of thinking about money. How is Money Attitude Established? Everyone has an attitude towards money, for some money is a central issue, for others money is just a tool, yet some use money to control things and people. How do we develop our money attitude? Is it a learned behavior and can we change it? As with many attitudes and behaviors money attitude is mainly a learned behavior (although psychologists will continue the nature vs. nurture debate), how you perceive money will heavily depend on your childhood and the environment you grew up in. Did your parents fight about money? Did a parent control the other with money? Did you have wealthy parents who lend you their credit cards? Your past experience and environment is the biggest factor to you money attitude, the good news is that money attitude is a learned behavior and what is learned can be unlearned. Your Money Attitude Given that money affects many areas of our lives it is important for you to have a good understanding of your money attitude. Have you ever taken some time to analyze your emotions about money? If not than this is the perfect time to analyze your money attitude, get a better understanding of your perception of money, how do you feel about money? Why Care About Your Money Attitude? Our emotions control most of our behavior, these can be desirable behaviors or undesirable. Many of the choices we make in life from marriage to careers and education all stem from our emotions. Making financial decisions is not any different than any other decisions we make in life; do you feel that it is important to show how much money you have? Maybe your parents grew up during the war and great depression and you have learned importance of saving for a rainy day. No matter what your money attitude is, if you want to have a better understanding of you finances, control your finances and make changes to your undesirable financial behaviors than you need to understand your money attitude. Without understanding how you feel about money and where those emotions come from you will not be able to successful make changes to your financial life. Money changes everything: exploring your attitudes toward money can be the first step in making personal and global transformations by Frances Lefkowitz | Sept, 2004 Lets talk money. Not numbers, but feelings. Because the way we feel about money saysand shapesmore about us than we realize. Usually money is seen in black-and-white terms: We have enough of it or we dont. But money is also a hugely emotional, psychological and symbolic entity in our lives; we each bring our own meanings, emotions and experiences to our relationship with it, says psychotherapist Kate Levinson, Ph.D. In leading her Emotional Currency workshops, Levinson finds that such feelings can be a catalyst for personal transformation. Its an incredibly good vehicle for seeing our issues and vulnerabilities because it touches on almost all aspects of life and it reveals deep parts of our psyches, including our needs, fears and desires, she says. Most PopularCBS MoneyWatch.com Blogs 6 Things You Should Never Reveal on Facebook 10 Best Worst States to Make a Living How to Protect Your Retirement Savings from Identity Theft and Internet Fraud 10 Steps to Avoid Losing Your Shirt in a Divorce Frugal to a Fault? 6 Dumb Money Saving Mistakes Money affects career and relationship choices, and shows up in issues of control, safety, self esteem and well-being, says Deborah Price, a money coach in Healdsburg, Calif., and author of Money Magic: Unleashing Your True Potential for Prosperity and Fulfillment. Just about every decision we make, and much of our personality, is formed in some way, shape or form by our beliefs around money. Price, like Levinson and a small but growing new breed of money therapists and holistic financial planners, believes that talking about money is not just good for the bank account, its also good for the soul. Women, couples and baby boomers in particular seem to be responding to this new approach to money management. People are looking for help with the whole picture, says investment advisor Christopher Peck of Holistic Solutions in Sebastopol, Calif. Theres a growing perception that things like money, feelings and what happens in your community arent separate. love and money Equating love and money is a habit we often pick up from our families, says Price. Rather than saying I love you or spending time showing it, parents indulge their children with material gifts as a way of demonstrating or compensating for affection. When these kids become adults, they can feel unloved unless they are being given something. Money can be a hot-button issue for women because its intertwined with the concept of caretaking. You could take two independent, capable people, but when you put them in a relationship, their expectations around money change. A lot of old stuff surfaces, says Price. Suddenly, a woman may feel that the man should be the provider, and if he isnt, then he doesnt love her enough, Price explains. Self-worth issues easily become magnified in relationshipsand the lower the self-esteem, the higher the need or expectation. Thats what happened with a couple who came to see Levinson. Both partners were self-sufficient, with good jobs, incomes and credit ratings. But after their wedding, the wife began mismanaging money and racking up debt. Marriage uncovered her need to feel taken care of, and overspending was a way of asking for attention. Once the couple understood this, the husband made a greater effort to look after his wifebut in non-monetary ways like cooking and running errands. The wifes overspending stopped, and she had become aware of a powerful, hidden desire. When couples sort out their money problems together, says Mark Zaifman, of Spiritus Financial Planning in Santa Rosa, Calif., they learn how to work as a team to solve other problems as well. health and wealth Money is the No. 1 source of stress for 73 percent of Americans, according to a recent survey conducted by the American Psychological Associationand stress over money definitely has an effect on your physical well-being, says Zaifman, who teaches a Financial Wellness Series at Santa Rosas Integrative Medical Clinic. These connections are prompting experts to redefine their concept of financial fitness. Its about attending to both the financial and the emotional aspects of our money lives, and integrating our beliefs, needs, values, relationships, passions and desires into our decisions about earning, spending and investing, says Levinson. Advisors like Peck help create portfolios that reflect this. He wants people to ask themselves, How is what Im doing with my money helping to build a better world? Similarly, Price queries her clients, How are you using money in your life to transform yourself and the world around you? These are the right questions, says Lynne Twist, author of The Soul of Money: Transforming Your Relationship With Money and Life. When our money life aligns with our heart and soul, thats financial wellness, thats prosperity, says Twist. Its through the act of generosity that we experience our financial wellness. strategy and change So where do we begin? Price tells clients to write a money biography, a personal history that documents their experiences with money from childhood to the present. Another tool she utilizes is a life inventory, an overall net-worth statement. (See How to Create Your Perfect Money Relationship, at right.) According to Prices clients, this can spark change. The biography and other exercises help you see what qualities youre not paying attention to, says Vivian Nast Faulkner, a stained-glass artist in Kansas City, Kan. Faulkner had always had trouble putting a price on her work, she says, because I wasnt including myself in the financial equation. Working with a money coach helped her to discover her inner assetsshes a quick learner, for example, and she has a talent for recognizing opportunityand to raise her prices to match the going rates. Be the kind of woman that when your feet hit the ground each morning the devil says, OH CRAP, SHES UP!

The Evolution of High Heels Essay -- Fashion

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Adulthood case study

Mr. Mort Philman is a 64-year old Caucasian male. His wrinkles, grey hair, and slightly stooping stance reflect his age. According to him, his body no longer functions the way it had for the past years. His renal heart failure gradually declines his health and his most recent surgery seriously affected his daily routine.Being bedridden for weeks deprived him of the pleasure of doing the activities which he used to be engaged in. As for his cognitive functioning, his memory is still intact; he can still recognize his caregiver, sons, and other relatives. He is also updated when it comes to current events despite being homed in an institution for the elderly.He had been happily married to his wife for 31 years, until his wife passed away in 2006 due to breast cancer. They were blessed with two sons who now have families of their own. They visit him in the institution once every two weeks.However, Mort still feels weary and sad because of loneliness and constant feeling of nostalgia. Th e more he grows old, the more he feels futile about living.Coming from a working-class family, Mort had to work to fund his schooling. When he was in his early 20’s, he was working as a bartender and at the same time attending college in California. He was an outgoing type of person and wanted to be with his friends most of the time, but his work schedule did not allow him to do that.Also, he did not have much time for love relationships at such an early time because he focused on his studies and work. He learned to drink because of his job, but only did it occasionally because of his health condition. He was also advised by his doctor not to smoke because this would affect his heart ailment badly.Fortunately, Mort was able to finish college with a degree in Accountancy. He got a good-paying job in an accounting firm located in New York where he met his first girlfriend/future wife. At this point, he was living independently albeit he couldn’t afford to buy his own hou se.He got married at a practical age of thirty-two and his wife gave birth to their first son, Jed, a year after their wedding. His wife quitted her job to become a full-fledged housewife and mother to their son. Before Jed’s 2nd birthday, his wife gave birth to another boy named Lloyd. They were living a simple yet happy family life until his first heart attack when he was 48 years old.This had an immense impact on his career and home life as well because his sickness was incapacitating. Nevertheless, he was able to recover and go back to work for another six years. By that time, his health was deteriorating and had to stay home. This stagnation greatly affected his personality wherein he felt helpless and had to depend on his eldest son.Several years later, his wife was diagnosed of having breast cancer and eventually died because of it. This became another mishap in his life which made him more depressed and alone. This build-up of negative feelings caused him another hear t attack which required surgery for him to survive.Since his sons were afraid that no one can attend to him when another heart attack occurs, they admitted him to an institution that cares for the elderly.Analyzing Mort’s development from early to late adulthood, there are different areas to be discussed. Concerning his physical development, Mort underwent the normal changes in an individual: decline of physical performance, noticeable wrinkling and sagging of the skin, grey hair, and reduced perceptual acuity like blurred vision (Santrock, 2002).His main health concern is his heart condition which he has been nursing since he was young but eventually became severe when he experienced emotional difficulties during middle adulthood. For his cognitive development, it is observed that Mort’s functioning is in the reflective, pragmatic and realistic according to Piaget’s view of human cognitive development (Plotnik, 1999).These characteristics are manifested by his capacity to introspect, make logical assumptions and address his present situation.Delving into Mort’s moral development, with regards to Kohlberg’s theory of moral progression, it can be inferred that he has reached Stage 5 (Social Contract). With his experiences and wisdom, Mort has appreciated and evaluated the government laws since he believes that it promotes equity and human rights.To give a concrete example, he succumbed to his sons’ decision of placing him in an institution for the elderly because he is aware that it is for the common good (Santrock, 2002). Lastly, taking into account Erikson’s psychosocial stages of development, Mort was able to achieve intimacy during young adulthood.However, he stagnated during middle adulthood due to his heart condition and this developed into despair just recently catalyzed by his wife’s death. Moreover, even though he has accepted what happened in his life, his pessimism and feelings of inadequacy rem ain.It is recommended that Mort continue having medical check-ups to address his heart condition. It is also advised that he join a support group for people of his age and be given the opportunity to perform worthwhile activities.His family should also allot more time for him and be involved in some of his activities. Such recommendations could help him restore his self-esteem and let him enjoy the remaining years of his life.References:Plotnik, R. (1999). Introduction to Psychology (5th ed.). USA: New York Publishing Inc.Santrock, J.W. (2002). Life-Span Development 8th ed. New York: McGraw-Hill

Energy Drinks essays

Energy Drinks essays How many of us have looked for or used something to boost our energy. Most of us have turned to energy drinks for this problem. Most of us never even realize what is in them or how it could effect us. So do they work are not? Lets find out. Energy drinks contain drugs that can seriously hurt and damage your body. The most harmful drug found in most energy drinks is ephedra. This chemical is related to the chemicals found in speed, Ritalin, and cold medications. Ephedra can cause serious heart complications, strokes, seizures, and even death. So how do energy drinks help give us that little boost? Well most contain twenty to thirty grams of carbohydrates and one hundred and twenty-five calories. Carbohydrates are our bodys main source of energy. For people wanting to lose weight the extra calories can actually make you gain weight. Energy drinks also contain other substances such as, salt, caffeine, and taurine. None of this helps to increase performance. Vitamin B is the best ingredient in energy drinks, but there are easier and cheaper ways to get this. So what effects do energy drinks have on us? Well besides causing high blood pressure and killing your pocket book there not really good for anything. Most of the ingredients are dumped right out of the body because they are seen as a foreign substance. So just remember this the next time your tempted to buy some fancy hyped up drink. What looks good on the outside could kill you on the inside. ...

Do You Need a Teaching Degree to Be a Teacher

Do You Need a Teaching Degree to Be a Teacher SAT / ACT Prep Online Guides and Tips If you have a goal of becoming a K-12 teacher, there are a number of ways to become licensed. Depending on where and what you want to teach, you can pursue a degree from an approved teacher education program or a means of alternative certification. In this article, we’ll cover how and where you can get a teaching degree, as well as which type of certification is best for your situation. Do You Need a Teaching Degree to Become a Teacher? Bottom line: do you need a teaching degree to become a teacher? Well, it’s complicated. Speaking from personal experience, I’m a licensed teacher in the state of Tennessee with endorsements in three subject areas. However, I never got a teaching degree; I received an alternative license through Teach for America. What you need to become a teacher will be dependent on the state you want to teach in and what you want to teach. Some states will allow alternative certifications; some will not. Some will require specialized coursework if you want to teach certain subjects (e.g., upper grades math); some will not. You can find information on your state’s requirements by visiting your state’s department of education website. How to Get a Teaching License If you want to become a teacher at a public school in the United States, you need to obtain a teacher’s license. Each of the 50 states has its own process and requirements for obtaining a teacher’s license. Most states require that you complete some sort of teacher training program (e.g., obtaining a bachelor’s degree in education) and pass standardized tests that prove your mastery of the content you’re teaching. You might also need to have supervised teaching experience, such as working for a year as a student-teacher. Once you obtain your teacher’s license, you’ll likely need to keep your license in good standing by participating in continuing education programs or taking other tests. Types of Teaching Degrees There are a number of different types of teaching degrees. Depending on what you want to teach, you might choose to pursue one of these paths. Associate’s Teaching Degree An associate’s teaching degree is one that you get by completing your associate’s program. An associate’s program usually takes two years and you can complete it at a community college. If you receive an associate’s degree in education, you probably won’t be able to be a full, lead classroom teacher. The vast majority of states require at least a bachelor’s degree for you to be the head teacher. Associate’s degrees qualify you to work as an assistant teacher or to work in pre-K. You’ll take classes on basic principles of education and pedagogy. You might complete an internship in a school, but probably won’t do a full student-teaching semester, as associate’s degree programs are already quite short. Bachelor’s Teaching Degree A bachelor’s teaching degree requires you to complete a four or five year program at a traditional college or university. In a four-year program, you’ll take classes on basic principles of education and pedagogy. You’ll likely also choose to specialize in a specific teaching area, like elementary or high school education. If you decide to be an elementary school teacher, you’ll take more classes on foundational learning objectives. If you decide to be a middle or high school grades teacher, you’ll take classes on how to teach specific subject areas. Most bachelor’s programs require you to do at least one semester of student teaching, if not a full year. They’ll also prepare you to take teacher licensing exams, like the Praxis exams. In most states, obtaining a four-year bachelor’s teaching degree will qualify you to be an apprentice teacher leading your own classroom. Master’s Teaching Degree A master’s teaching degree gives you more specialized training in your field. Most master’s programs are one or two years long. Obtaining a master’s degree can open you to more options in your teaching career. Some teaching fields, like special education, require more training in certain states. Most school districts also offer higher salary levels for teachers with master’s degrees. As part of your master’s degree program, you’ll likely have to do field work. This field work will be different than regular student teaching. You might be conducting research for a capstone project or observing specific programs. Obtaining a master’s degree will qualify you to be a lead teacher in your subject area. Alternative Paths to Teaching If you don’t have a college degree in teaching, you might still be able to be a K-12 teacher. Here are some alternative paths to teaching. Working at a Non-Traditional School If you want to be a teacher but don’t have a teaching degree, you might be able to work at a non-traditional school. While public schools managed by state and local departments of education have strict licensing requirements, schools that manage themselves set their own requirements for hiring teachers. Charter schools and private schools, for instance, often allow candidates with certain skills or experiences to become teachers, even without teaching experience. For instance, if you worked as a biology researcher, you might be allowed to become a science teacher, even if you don’t have any teaching experience. Going Through an Alternative Certification Program Alternative certification programs like Teach for America provide candidates with a nontraditional path to become a teacher. These certification programs work with specific school districts to become a licensing body, just like a college or university. Alternative certification programs have their own requirements and you’ll have to apply to be accepted. Depending on where you are and what program you’re in, you’ll need to complete different types of training. Teach for America, for instance, requires its corps members to complete an intensive summer program. Alternative certification programs work with school districts to help you obtain your license by fulfilling their requirements. Obtaining Subject Matter Expertise Depending on your state and what you’d like to teach, you might be able to get a teaching license by demonstrating subject matter expertise. This path to your teacher’s license is typically for people who want to teach upper-level subjects, like AP biology or calculus. You can demonstrate subject matter expertise through a combination of work experience and education. You’ll need to research your district’s requirements to see if this path is an option for where you want to teach. Teaching Degrees: The Bottom Line The type of teaching degree you’ll need depends on where and what you want to teach. Each state has its own requirements. You can pursue a teaching degree through a traditional program, like a bachelor’s degree at a college or university, or through an alternative means of certification. What’s Next? Getting ready to take the GED?Read our complete guide on GEDs for everything you need to know about this important exam. If you're hoping to attend college but are unsure howto begin the search process, check out this step by step guide for doing college research. If you're looking to get a teaching degree, you may choose to attend community college for a year or two and then transfer to a four-year college. Read our complete guide to transferring colleges to learn more about this process.

Response paper Essay Example | Topics and Well Written Essays - 500 words - 7

Response paper - Essay Example The entire discussion would have ceased to exist and this would have meant serious problems for the debate that stems here. Since God is all-powerful, all-knowing and completely concerned with justice and the well-being of human beings, He knows for sure what men and women would ideally want within their lives and how the same should be given to them – either abundantly or in scarce capacity. The dictum that surrounds around this philosophy is one which points out the suffering and evil which has started to make waves for all the wrong reasons. Ideally this was something that should have been avoided yet the same does not happen because individuals hailing from any society of the world are bound to go wrong in their actions, behaviors and the thinking ideologies that exist within their aegis. If God created all the good things on this earth, He surely created the wrongdoings and evil as well. He knew it beforehand that man would have to choose on his own which route to adopt a nd which way forward is his success destined. This is in line with the understanding that God has been kind to everyone and gives His people a chance to showcase who they truly are and how they can represent their best selves to their maximum possible levels. My friend is acting as the devil’s advocate and is defending the notion that evil has been made present because it is an opposing force and acts parallel with God, which for me is simply an unacceptable entity. This is because I do not see any other being to be as powerful or even coming anywhere close to how God performs on a daily basis (Peterson, 1998). There could be high-tech robots in place, superficial structures and evil factories giving their best, but there cannot be another God in this world. It has to be felt in a much higher stead to make sure that evil is there of God’s own making and not

How much oil is there in the world Term Paper Example | Topics and Well Written Essays - 1750 words

How much oil is there in the world - Term Paper Example Tiny plants and animals and die and sink to the bottom of shallow waters. Then clay and silt cover the thin layer of organisms which begin to decay. The process becomes repetitive and after millions of years, the clay sand, silt from rocks, and the decomposed organisms beneath the rock layers generate into a dark heavy liquid now known as OIL. With reference to Lee’s article â€Å"What is Oil?† it is used facilitate a variety of things. It contributes to the creation of fuel, paint, detergent, trash bags etc once it is refined. However, the most widespread use of oil is the fueling of our vehicles, as oil is the main source of locomotion. History of Oil Historians speculate that oil has been flowing since the time of Herodotus-(a Greek Historian during the 5th century), but was being used as a liniment of medicine and not as fuel and also for building purposes. The history of uses’ website explained that oil flows from springs just like water. Some of these sprin gs were in western Pennsylvania and obtained by the Seneca Indians, who used it for medicinal purposes. The site also reported that that the first oil well was drilled by Edwin Drake in 1859 in the area. An article from bydesign.com reported that the well was 69 feet deep and produced 15 barrels a day. The area quickly blossomed and the modern oil industry was born. Then later Texas and Oklahoma became the centers of US production. In addition the Middle East became a major supplier for US use as well after World War II. In previous generations, oil as a fuel was used as kerosene for lighting, replacing animal, vegetable and coal oils. It also became popular in the furnaces then the most popular with the development of automobiles. Presently all modes of transportation; cars, trucks, buses trains, ships or airplanes are fueled by oil, diesel or gasoline. Fuel Oil has become so predominantly essential that it is burnt to produce electricity which has always been a coal’s job. Locating the Oil The Science of locating oil is done through a variety of methods and is the main responsibility of Geologists. First they have to find the best conditions for an oil trap and best sources of rock as well as reservoir rocks and entrapment. According to Craig Freudenrich PhD, and Jonathon Strickland, geologists, many years ago interpreted surface features, surface rocks and soil types and perhaps some small core samples obtained by shallow drilling as a method of locating oil. In comparison to the modern era they now use sensitive gravity meters to measure changes in the Earth’s gravitational field which could indicate flowing oil. In addition they use sensitive magnetometers to measure changes in the earth’s magnetic field caused by flowing oil. Furthermore, they can detect the smell of hydrocarbons, using sensitive electronic noses called sniffers. However, the most common method used in detecting oil is seismology. By using seismology, it creates shoc k waves that pass through hidden rock layers and interpret the waves that are reflected at the surface. The shock waves are created by either of the following; a compressed air gun which shoots pulses of air into the water, or a thumper truck which slams heavy plates into the ground or by explosives which are detonated after being drilled into the ground or thrown overboard. As marked by Freudenrich and Strickland, the shock waves created by seismology